Tailored solutions to
safeguard your future.
Retirement isn't one plan. It's a plan that has to survive a market drop, a death, a diagnosis, and a family that doesn't always agree. We build for all four. Most people spend forty years learning how to save. Almost no one teaches them how to make it last. That's the work we do at Living Tree: planning for the whole of retirement, including the parts most people would rather not think about.
We plan for what changes.
Our Story
We started Living Tree for our parents. When they sat down to plan their retirement, they couldn't find anyone who would explain their options clearly or tell them what they actually needed. So we learned it ourselves, and then we kept going.
We believe everything you've built deserves to be protected and passed on openly, with no surprises for the people you leave it to. And we believe planning is about more than money: it's about making sure you and the people you love are taken care of, and cared for.
The life you envisioned. The legacy you deserve.
Work With Us.
Income you can count on
The money you live on shouldn't depend on what the market did last quarter. We turn part of your savings into a paycheck that arrives every month for as long as you live, and we build it around the income you already rely on, never in place of it.
A plan for the one who's still here
When a spouse dies, the household can lose a Social Security check and half a pension on the same day, and the tax bill on what's left often goes up. Most couples never run those numbers. We do, and we build the plan around the person who carries on.
Care, on your terms
One long illness can undo thirty years of saving. We plan for care the way you'd want it, at home whenever possible, paid for with money you aren't living on. And if you never need it, that money goes to your family instead.
What you leave, and how it lands
Families don't always agree, and most parents have a promise they've never put in writing. We make sure what you leave behind arrives the way you meant it: fairly, tax-efficiently, and without a courtroom.
Our agents are licensed in AL, AR, FL, GA, IN, KY, LA, MS, OH, OK, SC, TN, TX, VA. Individual agent licensing information is available upon request.